December is Identity Theft Prevention and Awareness Month.

Identity theft occurs when someone takes your personal information and uses it without your knowledge to commit fraud.

If you are a victim of identity theft, you may be denied loans for education, housing, or cars because your credit reports have been negatively impacted.

You may end up spending a lot of time and money repairing the mess thieves have made of your credit record.

Learn more about identity theft and what you can do to reduce your chances of becoming a victim.